Passionate about real estate and especially my hometown of Richmond, Indiana, I treat each client's transaction as if it were my own. I know how my clients deserve to be treated and I understand the importance of keeping my clients informed about the Richmond Real Estate market. Integrity, communication and dedication are the hallmark of my business philosophy and give my client’s an edge in bringing each transaction to a successful conclusion.Specializing in Commercial, Industrial and Residential real estate, I will personally handle your sale, lease or purchase. You will not be passed on to another real estate agent once you choose to be my client. I have been a member of the National Association of Realtors for the last 9 years and the Richmond Association of Realtors. All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate.Real estate transactions involve one of the biggest financial investments most people experience in their lifetime. Transactions today usually exceed $100,000. If you had a $100,000 income tax problem, would you attempt to deal with it without the help of a CPA? If you had a $100,000 legal question, would you deal with it without the help of an attorney? Considering the small upside cost and the large downside risk, it would be foolish to consider a deal in real estate without the professional assistance of a REALTOR®.I can help you determine your buying power -- that is, your financial reserves plus your borrowing capacity. If you provide me some basic information about your available savings, income and current debt, I can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.Through my affiliation with Coldwell Banker Lingle I have many state of the art resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation for me to find all available properties. I can also assist you in the selection process by providing objective information about each property.My personal business and real estate transaction experience can be very valuable when it comes time to negotiate, my forte is helping you meet and exceed your goals. There are a myriad negotiating factors, including but not limited to price, financing, terms, date of possession and often the inclusion or exclusion of repairs and furnishings or equipment.My many years of real estate ownership can also help you with due diligence during the evaluation of the property. My financial background can help you in understanding different financing options and in identifying qualified lenders as well as guide you through the closing process and make sure everything flows together smoothly.When selling your home, I can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle. I will market your property to other real estate agents as well as the public. I will objectively evaluate every buyer's proposal without compromising your marketing position, which can help close the sale of your home.For over 25 years, I have served my clients in the financial services industry, managed the entire Southeast region for an independent broker dealer, hiring, supervising and helping 50 individual independent brokers build successfully highly profitable practices. I have a completely unblemished compliance and complaint record which is unheard of being a registered broker and supervisor for over 25 years.